License

This framework (all files in this repository) is released under the Creative Commons Attribution 4.0 International License (CC BY 4.0).

You are free to: - Share — copy and redistribute the material in any medium or format - Adapt — remix, transform, and build upon the material for any purpose, even commercially

Under the following term: - Attribution — you must give appropriate credit, link to the license, and indicate if changes were made.

Full license text: https://creativecommons.org/licenses/by/4.0/legalcode

Why CC BY and not a software license

This is a governance and policy document, not code, so a permissive documentation license (CC BY) fits better than an MIT/Apache-style software license. If your organization forks this and adds tooling (e.g., a script that checks a counterparty list against a Reference Panel API), consider dual-licensing: CC BY 4.0 for the framework text, and a standard open-source license (MIT, Apache 2.0) for any code.

No warranty

This framework is provided as-is. It does not constitute legal advice, and adopting it does not guarantee compliance with any specific law or regulation. Route your adoption through legal counsel, per CONTRIBUTING.md.